About
Credit-risk professional with 6+ years assessing hedge funds, private-markets vehicles, and global financial institutions across prime brokerage, derivatives, and structured financing at leading investment banks. I underwrite complex transactions, negotiate ISDA/CSA and prime-brokerage documentation, and build SQL- and VBA-driven automation that sharpens reporting and speeds escalation — combining rigorous credit judgment with a builder's mindset for process improvement.
Experience
Aug 2022 – Present
Credit Risk Senior Analyst → Senior Associate
J.P. Morgan · Dallas, TX
- Manage counterparty credit risk for 300+ hedge funds supporting $50B+ in prime-brokerage and derivatives exposure — setting limits and holding disciplined controls with minimal credit shortfall.
- Lead counterparty due-diligence on strategy, leverage, liquidity, and risk management; write credit memos and present recommendations to senior management and credit committees.
- Negotiate risk-mitigating terms across ISDA/CSA, MRAs, MSFTAs, cleared agreements, and prime-brokerage documentation alongside trading, legal, and docs teams.
- Underwrite and approve structured transactions of $40MM–$500MM backed by hedge-fund shares, private credit, private equity, and LP interests.
- Automate portfolio surveillance and reporting with VBA, accelerating escalation of key risk terms to senior management.
May 2019 – Aug 2022
Credit Risk Analyst → Senior Analyst
Goldman Sachs · Salt Lake City, UT
- Assessed creditworthiness of 5,000+ trading and lending counterparties — hedge funds, mutual funds, pensions, banks and broker-dealers — recommending internal ratings and exposure limits aligned with firm risk appetite.
- Covered derivatives (equity swaps, options, forwards), financing, and prime-brokerage exposure; reviewed ISDA/CSA, MRAs, MSFTAs, and FAA/CDA to minimize downside in default scenarios.
- Ran fundamental and quantitative analysis — financials, portfolio risk metrics, and stress testing — to surface concentration risk and drivers of credit deterioration.
- Built SQL- and VBA-driven tools for portfolio monitoring and KPI tracking, shortening reporting cycles and improving transparency for senior stakeholders.
2019 – 2020
Treasurer · Society of Hispanic Professional Engineers
University of Florida · Gainesville, FL
- Managed budget and funding for a 400+ member organization; grew funding 300%+ YoY through sponsorships and partnerships.
Selected work
Treasury & Risk Firm Monitor
An interactive, multi-strategy treasury & risk cockpit — firm / fund / PM exposures, prime-broker margin methodologies (Reg T, Portfolio Margin, House, SPAN), concentration (HHI), liquidity laddering, stress testing, and cash forecasting on a live (synthetic) feed. Built from scratch in React — the firm-wide risk view I work with daily.
ReactCounterparty riskPrime brokerageData viz
Skills & education
Risk & markets
Counterparty credit riskPrime brokerageDerivatives (swaps / options / forwards)ISDA/CSA · MRA · MSFTAStructured creditStress testing
Technical
VBASQLPythonAdvanced Excel
Education
B.S. Chemical Engineering — University of Florida (2020)
Minor in Business Administration
J.P. Morgan Credit Training — December 2024
